Handelsbanken

End-to-end UX design for Handelsbanken's digital payment integrations — from flow architecture and interaction design to edge case coverage and cross-platform accessibility.

• Bankgiro SEK Batch
• Mastercard Consumer Clarity
• Apple Pay in-app verification
• Mastercard Click to Pay
• Samsung Pay

Building and maintaining the bank's internal design system — shared patterns, token structures, and reusable app templates to support consistent delivery across mobile platforms.

• UX patterns & guidelines
• Design tokens
• App templates
• Component documentation

Designing the regulated edges of banking — BankID authentication, PSD2 strong customer authentication, and open banking consent flows for Handelsbanken's UK and Nordic apps. The goal is trust without friction: meeting SCA and open banking requirements while keeping sign-in and financially sensitive actions clear and fast for the customer.

• BankID authentication flows
• PSD2 / SCA strong customer authentication
• Open banking consent & UK app integration
• Sign in & session management
• Loans & financing verification